If you are looking to establish or re-establish your credit history, then a VISA credit card is a great option. Your Affinity First FCU VISA credit card can help you build a positive credit history. See below for more information or contact us today to get started!
Standard Visa
Why do I need credit? When you are ready to get a car loan, a house loan, or make any other large purchases you will find yourself faced with many challenges due to the lack of credit history. Let Affinity First FCU help you establish this credit history with a Standard VISA Credit Card. Use this card to pay for your college tuition, books, meals, online purchases, gasoline for your vehicle and much more!
- 13.9% fixed APR*
- 25 Day Grace Period
- $25 Annual Fee
- 24 Hour Online Access
*Annual Percentage Rate (APR) is determined by an evaluation of the applicant’s credit history. Your actual rate may vary. The APR applies to purchases, cash advances and balance transfers. Other subject to credit approval. Membership required. NCUA insured. Equal Housing Lender. Effective date 4/30/2014.
Premiere Visa
This credit card offers a rewards program that encourages you to use your Affinity First FCU Premiere VISA card for all of your purchases. For every net dollar you spend, you can earn up to 1% CashBack Credit. The cash back reward is more flexible than other programs because cash credits can be spent on anything the cardholder chooses. So, the more you use your card, the more you can reward yourself. Now more than ever, you’ll want to use your Affinity First FCU VISA card for all of your purchases.
- 8.9% fixed APR*
- Cash Back reward program
- 25 day Grace Period
- No Annual Fee
- 24 Hour Online Access
*Annual Percentage Rate (APR) is determined by an evaluation of the applicant’s credit history. Your actual rate may vary. The APR applies to purchases, cash advances and balance transfers. Other subject to credit approval. Membership required. NCUA insured. Equal Housing Lender. Effective date 4/30/2014.