Loan Rates
Auto / Truck | As low as 6.00% APR* |
Campers / Boats / ATVs | As low as 7.00% APR* |
Ice House | As low as 7.00% APR* |
Snowmobile / Motorcycle | As low as 7.25% APR* |
Unsecured | As low as 10.50% APR* |
Home Equity Line of Credit | As low as 6.25% APR* |
Land | As low as 7.25% APR* |
Construction | As low as 6.75% APR* |
Real Estate Mortgage | As low as 6.00% APR* |
Mobile Home | As low as 7.50% APR* |
Savings Rates
Primary Shares | 0.10% – 0.25% APY^ |
Vacation Club | 0.10% APY^ |
Christmas Club | 2.00% APY^ |
Pee-Wee Shares | 0.15% APY^ |
Money Market | 1.00% – 1.31% APY^ |
Vintage Club | 1.05% – 1.36% APY^ |
Checking | 0.10% APY^ |
Certificates ($500.00 Min. Req.) | |
6 Month | 4.32% APY^ |
12 Month | 4.06% APY^ |
24 Month | 3.03% APY^ |
36 Month 1 Bump | 3.29% APY^ |
48 Month 1 Bump | 3.55% APY^ |
60 Month 1 Bump | 3.80% APY^ |
Using the calculator is straight forward. User enters a “loan amount”, “number of months”, “annual interest rate”. The calculator calculates the number of monthly payments.
The “Payment Method” determines when the first payment is due. With the default selection, “End-of-Period”, the first payment will be due one month after the loan is made. If “Start-of-Period” is selected, then the first payment will be due on the loan date.
The term (duration) of the loan is expressed as a number of months.
- 60 months = 5 years
- 120 months = 10 years
- 180 months = 15 years
- 240 months = 20 years
- 360 months = 30 years
Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/loan-calculator
Currency and Date Conventions
All calculators will remember your choice. You may also change it at any time.
Clicking “Save changes” will cause the calculator to reload. Your edits will be lost.
NMLS # 809436
*APR = Annual Percentage Rate Rates are subject to change Rates Effective November 1, 2024
^APY = Annual Percentage Yield Rates are subject to change Rates Effective November 1, 2024
+ AFFCU membership required. Actual APR (Annual Percentage Rate) will vary based on loan amount, loan to value and credit history. APR may vary after account is opened. Estimated closing costs range from $250.00 to $2,500.00. Closing costs may vary based on loan amount, property location, appraisal cost and title insurance required. Loans subject to credit approval. Rates subject to change without notice. Some restrictions apply.