Author: Jennifer Gardner

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If you are looking to establish or re-establish your credit history, then a VISA credit card is a great option. Your Affinity First FCU VISA credit card can help you build a positive credit history. Contact us today to get started! Loan Service Center

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Get your free annual credit report: Get a free copy of your credit report every 12 months to ensure that the information on all of your credit reports is correct and up to date. Visit www.annualcreditreport.com to get started. How do I place a freeze on my credit reports? Contact each of the nationwide credit bureaus: Equifax…

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The EMV chip, found in your VISA debit card, is highly regarded for its advanced security. When an EMV chip is used, it creates an ever-changing string of numbers that can’t be recreated. Whereas the older style magnetic strip is always the same, making it easier to duplicate your card to perform fraudulent transactions. If…

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