What does Affinity First Federal Credit Union do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and account balances
• Transaction history and credit scores
• Account transactions and credit card or other debt

When you are no longer our member, we continue to share your information as described in
this notice.

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Affinity First Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Affinity First Federal Credit Union share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	No	We don’t share
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness	No
For non-affiliates to market to you	No	We don’t share

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you:

• open an account or apply for a loan
• make deposits or withdrawals from your account or make a wire transfer
• show your driver’s license

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Companies related by common ownership or control. They can be financial and non-financial companies.

• Affinity First Federal Credit Union has no affiliates.

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Affinity First Federal Credit Union does not share with non-affiliates so they can market to you.

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

• Affinity First Federal Credit Union doesn’t jointly market.

For North Dakota Members. We will not share personal information with non-affiliates – either for them to market to you or for joint marketing – without your authorization.

Call (701) 857-5541