Why Borrow From a Credit Union?
A credit union is member owned. Credit Unions are a ‘not for profit’ business, so instead of paying profits to shareholders, they use earnings to reward their members and improve their services.
Need help affording that dream vacation? Need new furniture? Whatever you need, let Affinity First help you with a personal loan.
Affinity offers a variety of options to help with those personal needs:
Affinity First FCU is here to help you finance your next toy! We offer competitive rates and flexible terms to help you take it home today.
Whether you like to play in the snow or spend time at the lake, we've got you covered.
Credit Life Insurance
Credit Life Insurance is available on most loans, it is a low-cost voluntary coverage that is conveniently part of the monthly loan payment. Credit Life Insurance reduces or pays off loan balances, up to a policy maximum, if the borrower or covered join borrower dies.
Member's Choice Disability Insurance
Disability Insurance, along with the Credit Life Insurance is also available on most loans. It is a low-cost, voluntary coverage that is conveniently part of the monthly loan payment. Disability Insurance makes monthly loan payments up to the policy maximum should the member become totally disabled. Payments continue until the member is no longer totally disabled, dies, or the loan is paid in full.
Is your warranty getting ready to expire on your current vehicle? Want to protect your new purchase? Let Affinity First help with your vehicle warranty needs with the following warranties we available:
Named Exclusion Program*
This program is great for the new or eligible pre-owned vehicles. It covers over 12,000 parts and has a $0 deductible. In addition, you will receive up to $50 for towing, $300 for car rental and travel expenses up to $225.
Named Component Program*
This program is great for eligible pre-owned vehicles. It covers over 1200 parts plus wear and tear. This program also has a $0 deductible. In addition, you will receive up to $50 for towing, $300 for car rental and travel expenses up to $225.
Guaranteed Asset Protection (GAP)*
Do you realize when you purchase a vehicle the moment you drive it off the lot it starts to depreciate.
What happens if our vehicle is stolen or damaged beyond repair and your settlement amount is less than your loan amount?
With GAP coverage, the difference between the cash value of the vehicle and the loan balance would be paid. You also would then receive up to $1000 towards your insurance deductible and $1000 cash towards your next vehicle purchase. *Terms and Conditions are subject to change.